A useful brief look at garden offices and home insurance at Anthony Jones Insurance Brokers looks at various insurance considerations for shedworkers. Here's a snippet:
If you’re using your garden room for strictly commercial purposes, or even as a home office, then you may need to get some kind of dedicated commercial insurance policy that’s separate to your home insurance policy. Even if your current home insurance policy does include cover for outbuildings, it may be capped at a certain amount. This specialist insurance will provide additional cover for any expensive electronic equipment, or other materials, that you store in your garden office.
Also, if you ever invite clients to your garden office, your home insurance policy won’t cover any injuries they may sustain while they’re on your property. But a dedicated commercial insurance policy for your garden office may also feature some public liability cover, meaning you could entertain clients on your property with total peace of mind.
The whole post is well worth a browse via the top link.
Image courtesy Modern Garden Rooms
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