Around 15% of homeowners are unsure if they got the correct permissions for their garden offices and other home improvements, according to a new study by Co-op Insurance. Of these, nearly a third said they risked it because they knew they’d get away with it, while a further fifth didn’t let their insurers know about the changes. A quarter said getting permissions would only slow the work down.
Of the UK homeowners unsure if they got the correct consent for their building work which included garden offices, extensions, conservatories, loft conversions and garages, 14% said it simply didn't cross their minds and a similar figuresaid they didn’t bother as they thought it would cost them money.
Just over 40% of homeowners are planning on future building work says the report which also reveals that women are more likely than men to get the relevant consent for their buildings work.
Caroline Hunter, Head of Home Insurance for Co-op Insurance said: “It’s really important that homeowners get the correct permissions and let their insurers know when extensive building work is taking place. That way, if anything was to go wrong with the property, either while the building work is ongoing or once it’s completed, it will be covered by their insurer.” --------------------------------------------------------------------
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woo, great job.
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