If you're looking for general shedlike atmosphere insurance Love Your Hut is a new name on the market and worth investigating since their policies are deliberately aimed at owners of beach huts, chalets, shepherd’s huts and shedworkers. Their policy is all risks, including fire, subsidence and sea inundation, plus your liability as a shedowner and for clerical-related business use, as well as contents. If you are a Member of a Beach Hut Owners’ Association, you also get a premium discount? Lots more details at their website.
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